Risks of consumer credit market in the Czech Republic

被引：0

作者：

Coufal, Libor ^{[1
]}

机构：

[1] VSE, Katedra Bankovnictvi Pojistovnictvi, Prague, Czech Republic

来源：

MANAGING AND MODELLING OF FINANCIAL RISKS: 7TH INTERNATIONAL SCIENTIFIC CONFERENCE, PTS I-III | 2014年

关键词：

debt; consumer loan; personal bankruptcy; effective annual percentage rate; financial literacy;

D O I：

暂无

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This paper focuses on current risks related to bank and non-bank private debt increase in Czech households. It includes a development of statistical indicators, legislation and examples of information asymmetry that can lead to unfavorable influences on high-risk groups of the population. The conclusion defines a possible development of the segment in following years and a government proposal for APR limits.

引用

页码：120 / 126

页数：7