Financial Literacy and Financial Behavior: An Evidence of Linkage in Albanian Context

被引:0
作者
Shahini, Besa [1 ]
机构
[1] Fac Econ, Dept Appl Stat & Informat, Tirana, Albania
来源
ADVANCES IN APPLIED ECONOMIC RESEARCH | 2017年
关键词
Financial literacy; Financial behavior; Financial education;
D O I
10.1007/978-3-319-48454-9_9
中图分类号
F [经济];
学科分类号
02 ;
摘要
This paper is an effort to undertake and analyze a survey of not only a detailed financial literacy but also to see a correlation between financial knowledge and the financial behavior among individuals (who represent households) considering socioeconomic factors. A quantitative approach was adopted for this study, utilizing questionnaire survey as the main research instrument, and factor analysis, analysis of variances, and correlative techniques are efficiently used. A positive significant correlation between financial literacy and financial behavior is expected. Moreover, less educated individuals and lower-income ones are expected to have lower financial literacy and lower behavior performance
引用
收藏
页码:111 / 124
页数:14
相关论文
共 29 条
  • [1] Allgood S., 2013, Numeracy, V6, P1, DOI DOI 10.5038/1936-4660.6.2.3
  • [2] [Anonymous], 2003, ANZ SURV AD FIN LIT
  • [3] Australian and New Zealand Banking Group (ANZ), 2005, ANZ SURV AD FIN LIT
  • [4] The effects of financial education in the workplace: evidence from a survey of households
    Bernheim, BD
    Garrett, DM
    [J]. JOURNAL OF PUBLIC ECONOMICS, 2003, 87 (7-8) : 1487 - 1519
  • [5] Bowen C.F., 2002, Financial Counseling and Planning, V13, P93
  • [6] Brown M., 2013, WORKING PAPERS FINAN, V13/1
  • [7] Ceca K, 2011, WORKING PAPER, V11
  • [8] Chen H., 1998, Financial Services Review, V7, P107, DOI [10.1016/S1057-0810, DOI 10.1016/S1057-0810, 10.1016/s1057-0810(99)80006-7, 10.1016/S1057-0810(99)80006-7, DOI 10.1016/S1057-0810(99)80006-7]
  • [9] Cude BrendaJ., 2006, COLL STUDENTS FINANC
  • [10] Emmons W.R., 2005, Consumer-finance myths and other obstacles to financial literacy