The Impact of Mobile Finance Use on Livelihoods of Farmers in Rural China

被引：9

作者：

Wang, Jing ^{[1
]}

Yu, Xiaohua ^{[2
]}

Lyu, Kaiyu ^{[1
]}

Feil, Jan-Henning ^{[3
]}

机构：

[1] Chinese Acad Agr Sci, Inst Agr Econ & Dev, Beijing, Peoples R China

[2] Georg August Univ Gottingen, Dept Agr Econ & Rural Dev, Gottingen, Germany

[3] South Westphalia Univ Appl Sci, Dept Agr, Lubecker Ring 2,Room 01-207, D-59494 Soest, Germany

来源：

EMERGING MARKETS FINANCE AND TRADE | 2022年 / 58卷 / 10期

基金：

中国国家自然科学基金;

关键词：

Mobile finance; financial inclusion; household livelihood; China; M-PESA; MONEY; RISK; CONSUMPTION; TRANSITION; POVERTY; PAYMENT; REGION;

D O I：

10.1080/1540496X.2021.2013195

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Mobile finance plays an important role in supporting productive activities and improving the basic livelihoods of rural households. Using three-round panel data and employing control function approach to address the self-selection bias issue, this study shows that mobile finance use significantly increases farmers' livelihoods, measured by farm income and per capita consumption in China, with a larger marginal effect for smallholders and credit-constrained farmers. We further divide mobile finance into two types and reveal that the mobile payment use plays a larger role in farm income, while the mobile banking use has a larger impact on household consumption.

引用

页码：2867 / 2879

页数：13

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