Long-term care insurance: The French example

被引:12
作者
Courbage, C. [1 ]
Roudaut, N. [2 ]
机构
[1] Geneva Assoc, Hlth & Ageing, CH-1208 Geneva, Switzerland
[2] Univ Bretagne Sud, IREA, F-56017 Vannes, France
关键词
Long-term care; Insurance; Bequest; Informal care; BEQUESTS;
D O I
10.1016/j.eurger.2010.11.006
中图分类号
R592 [老年病学]; C [社会科学总论];
学科分类号
03 ; 0303 ; 100203 ;
摘要
With the ageing of population and high cost of long-term care, long-term care insurance has strongly expanded in France in recent decades. This article provides an overview of a recent empirical work [1] studying the determinants of the demand for insurance covering long-term care on the French market using cross-sectional data from the newly developed Survey of Health, Ageing, and Retirement in Europe (SHARE) database. It shows that long-term care insurance is purchased to preserve bequests and to protect families in the event of disability. Risk behaviours as well as experience of disability, are also shown to play a significant role in explaining the demand for long-term care insurance in France. (C) 2010 Elsevier Masson SAS and European Union Geriatric Medicine Society. All rights reserved.
引用
收藏
页码:22 / 25
页数:4
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