Household Behavior towards Debt in a Challenging Financial Environment: Malaysian evidence

被引：0

作者：

Mainal, Siti Aminah ^{[1
]}

Ho, Catherine S. F. ^{[2
]}

Yusof, Jamaliah Mohd ^{[2
]}

机构：

[1] Univ Teknol MARA, Fac Business & Management, Puncak Alam 42300, Malaysia

[2] Univ Teknol MARA, Fac Business & Management, Shah Alam 40450, Malaysia

来源：

ENVIRONMENT-BEHAVIOUR PROCEEDINGS JOURNAL | 2016年 / 1卷 / 01期

关键词：

Household behavior; household debt; financial environment; financial literacy; PLANNED BEHAVIOR; CONSUMER-CREDIT; PERSONAL DEBT; YOUNG-ADULTS; LITERACY; INTENTIONS; MANAGEMENT; CONSUMPTION; ATTITUDES; HEALTH;

D O I：

10.21834/e-bpj.v1i1.220

中图分类号：

X [环境科学、安全科学];

学科分类号：

08 ; 0830 ;

摘要：

The study of household behavior towards debt is important in this challenging financial environment. Escalating household debt can cause social and economic problems. For the past few years, Malaysia has emerged as the country with the highest household debt in the ASEAN region. This study aims to examine the predictors of intention to incur household debt among Malaysian households. Analysis on 100 fully completed and operational questionnaires in the preliminary study revealed financial literacy and subjective norm as significant predictors of attitude and the mediating relationship between attitude and intention to incur household debt was found to be negatively significant. (C) 2016. The Authors. Published for AMER ABRA by e-International Publishing House, Ltd.

引用

页码：239 / 247

页数：9

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