Strategic responses of microfinance institutions to the Coronavirus disease (COVID-19) crisis in Ghana

被引：4

作者：

Yeboah, Thomas ^{[1
]}

Antoh, Ernestina Fredua ^{[1
]}

Kumi, Emmanuel ^{[2
]}

机构：

[1] Kwame Nkrumah Univ Sci & Technol, Bur Integrated Rural Dev, Kumasi, Ghana

[2] Univ Ghana, Ctr Social Policy Studies, Accra, Ghana

来源：

DEVELOPMENT IN PRACTICE | 2022年 / 32卷 / 01期

关键词：

COVID-19; microfinance; strategic responses; loan repayment; Ghana;

D O I：

10.1080/09614524.2021.1991890

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

This paper examines the impacts of COVID-19 on MFI operations and the response measures taken by MFIs in Ghana. Data from interviews shows that MFIs are faced with operational difficulties as a result of the crisis: inability to disburse new loans and collect loan repayments which is leading to increase in portfolios at risk, increased operational costs, and bottlenecks with non-financial service delivery. Reduction in lending and rescheduling of outstanding loan repayments, adoption of flexible working arrangements, and use of digital technologies are key response measures taken by the MFIs although the scale of implementation differed considerably by contextual factors.

引用

页码：112 / 127

页数：16

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