The importance of geographic access for the impact of microfinance

被引:7
作者
Alimukhamedova, Nargiza [1 ]
Filer, Randall [2 ,3 ]
Hanousek, Jan [4 ,5 ]
机构
[1] Westminster Int Univ Tashkent, Tashkent, Uzbekistan
[2] CUNY Hunter Coll, Dept Econ, New York, NY 10021 USA
[3] CUNY, Grad Ctr, New York, NY USA
[4] Charles Univ Prague, CERGE EI, Prague, Czech Republic
[5] Czech Acad Sci, Prague, Czech Republic
关键词
geographic access; microcredit; microfinance institutions; PROPENSITY SCORE; MICROCREDIT EVIDENCE; PANEL-DATA; CREDIT; BANGLADESH; DISTANCE; POVERTY; CAUSAL;
D O I
10.1111/dpr.12248
中图分类号
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号
0201 ; 020105 ; 03 ; 0303 ;
摘要
The geographic distance between a household and financial institutions may constitute a significant obstacle to achieving the benefits of modern financial institutions. We measure the impact of distance-related access to microcredits in Uzbekistan. Residents living closer to microfinance institutions are propensity score matched to those further away using both household and village characteristics. Households located nearer to microfinance institutions have larger businesses in terms of income, profits and employees than similar households located further away. In addition, they spend more on most forms of consumption and have greater savings.
引用
收藏
页码:645 / 657
页数:13
相关论文
共 36 条
[21]  
Demirguc-Kunt Asli., 2008, Finance, Financial Sector Policies
[22]  
Gulli H., 1999, SMALL ENTERPRISE DEV, V10, P16
[23]  
Hulme D., 1996, FINANCE POVERTY, V2
[24]  
Hulme D., 1996, FINANCE POVERTY, V1-2
[25]   Does Microfinance Reduce Poverty in Bangladesh? New Evidence from Household Panel Data [J].
Imai, Katsushi S. ;
Azam, Md. Shafiul .
JOURNAL OF DEVELOPMENT STUDIES, 2012, 48 (05) :633-653
[26]   The Impact of Credit on Village Economies [J].
Kaboski, Joseph P. ;
Townsend, Robert M. .
AMERICAN ECONOMIC JOURNAL-APPLIED ECONOMICS, 2012, 4 (02) :98-133
[27]  
Karlan D., 2011, The handbook of microfinance, P17
[28]   Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts [J].
Karlan, Dean ;
Zinman, Jonathan .
REVIEW OF FINANCIAL STUDIES, 2010, 23 (01) :433-464
[29]   Microfinance and Home Improvement: Using Retrospective Panel Data to Measure Program Effects on Fundamental Events [J].
McIntosh, Craig ;
Villaran, Gonzalo ;
Wydick, Bruce .
WORLD DEVELOPMENT, 2011, 39 (06) :922-937
[30]  
Oke Joel T. O., 2007, HUMANITIES SOCIAL SC, V16, P63