Does COVID-19 Affect Household Financial Behaviors? Fresh Evidence From China

被引：2
作者：
Guo, Hua [1 ]
Zhang, Yang [1 ,2 ]
Peng, Yanling [1 ]
Luo, Tong [1 ]
Wang, Hong [3 ]
机构：
[1] Sichuan Agr Univ, Chengdu, Peoples R China
[2] China Agr Univ, Beijing, Peoples R China
[3] Gezhouba Grp 2 Engn Co Ltd, Chengdu, Peoples R China
来源：
SAGE OPEN | 2022年 / 12卷 / 03期
基金：
中国国家自然科学基金;
关键词：
COVID-19; household financial behavior; KHB model; attitude; China; RISK; INSURANCE; MEDIATION; KNOWLEDGE; EDUCATION; CHOICE;
D O I：
10.1177/21582440221119481
中图分类号：
C [社会科学总论];
学科分类号：
03 ; 0303 ;
摘要：
Based on online survey data from 2020, the present study employed a logit model to examine the effects of COVID-19 on household financial behaviors in China. Additionally, the KHB (Kohler, Karlson, Holm) model was employed to explore the pathway through which COVID-19 affects household financial behaviors. These analyses revealed that household saving and borrowing behaviors were more sensitive to COVID-19 than insurance and investment behaviors. Moreover, the effects of COVID-19 on household saving and investment behaviors were found to be mediated by attitudes toward COVID-19. These findings suggest that more effective measures to reduce households' panic attitude to public health emergencies can diminish fluctuations in household financial behaviors in the short term.
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页数：12
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