The impact of formal financial services uptake on asset holdings in Kenya: Causal evidence from a propensity score- matching approach

被引：0

作者：

Msulwa, Baraka ^{[1
]}

Chamboko, Richard ^{[2
,3
]}

Lee, Celina ^{[4
]}

Weideman, Jaco ^{[5
]}

Nordin, Krista ^{[6
]}

机构：

[1] Inclus Solut, Cape Town, South Africa

[2] Int Finance Corp, Washington, DC USA

[3] Univ Johannesburg, Inst Intelligent Syst, Johannesburg, South Africa

[4] ZINDI Cape Town, Cape Town, South Africa

[5] FinMar Trust, Grand Cent Off Pk, Johannesburg, South Africa

[6] ClearCost Hlth, San Francisco, CA USA

来源：

AFRICAN REVIEW OF ECONOMICS AND FINANCE-AREF | 2021年 / 13卷 / 01期

基金：

比尔及梅琳达.盖茨基金会;

关键词：

Financial inclusion; development; asset ownership; propensity score matching; multiple correspondence analysis; SAVINGS; POOR; MICROFINANCE; POVERTY; BANKING; INDEX;

D O I：

暂无

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Literature on the impact of financial services on economic wellbeing has largely relied on findings from randomised control trials. Given the scarcity of such trials, this has led to gaps in the sector's understanding of financial inclusion as a development tool, hence a lack of consensus on whether financial inclusion as a strategy indeed leads to improved individual outcomes. To close this gap, this study employs the propensity score-matching technique on the 2016 FinAccess Kenya Household Survey dataset to estimate the average treatment effect of taking up financial services. Our findings suggest that individual take-up of savings, credit and insurance have positive effects on household economic welfare.

引用

页码：298 / 320

页数：23

共 43 条

[21] Why Don't the Poor Save More? Evidence from Health Savings Experiments [J].