[1] Shanghai Univ Engn Sci, Sch Management, Shanghai 201620, Peoples R China
[2] Shanghai Lixin Univ Accounting & Finance, Sch Financial Technol, Shanghai 201209, Peoples R China
[3] Shanghai Lixin Univ Accounting & Finance, Sch Business Adm, Shanghai 201209, Peoples R China
[4] European Univ Cyprus, Sch Sci, CY-22006 Nicosia, Cyprus