Market Structure, Spin-Off, and Efficiency: Evidence from Indonesian Islamic Banking Industry

被引:8
作者
Al Arif, M. Nur Rianto [1 ]
Mufraini, M. Arief [1 ]
Prabowo, M. Agung [2 ]
机构
[1] Univ Islam Negeri Syarif Hidayatullah, Jl Ir H Juanda 95, South Tangerang, Banten, Indonesia
[2] Univ Sebelas Maret, Surakarta, Indonesia
关键词
efficiency; Islamic banks; market structure; spin-off; PERFORMANCE EVIDENCE; EMPIRICAL-EVIDENCE; PROFITABILITY; COMPETITION; POWER; COST; RISK;
D O I
10.1080/1540496X.2018.1553162
中图分类号
F [经济];
学科分类号
02 ;
摘要
After the enactment of Law 21 in 2008 that stated about the spin-off of Islamic banking units, some Islamic business units had done the spin-off. This led to an increase in the number of full-fledged Islamic banks. This study examines the relationship among spin-offs, market structure, and efficiency in the Islamic banking industry. We find a difference in efficiency between spin-off banks and non-spin-off banks. The increasing number of full-fledged Islamic banks does not mean that performance (measured by efficiency) will increase. These results show the opposite result with the goal of spin-off policy, which is to enhance the performance of Islamic banks.
引用
收藏
页码:329 / 337
页数:9
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