Assessment of the financial stability of the Russian life insurance model

被引：0

作者：

Odinokova, Tatiana ^{[1
]}

Kharitonovich, Alexander ^{[2
]}

Shlekene, Elena ^{[3
]}

Yarullin, Raul ^{[4
]}

Shvedova, Natalya ^{[5
]}

机构：

[1] Ural State Univ Econ, Ekaterinburg, Russia

[2] St Petersburg State Univ Architecture & Civil Eng, St Petersburg, Russia

[3] Belgorod Univ Cooperat Econ & Law, Belgorod, Russia

[4] Financial Univ Govt Russian Federat, Moscow, Russia

[5] Volgograd Acad Interior Minist Russia, Volgograd, Russia

来源：

AMAZONIA INVESTIGA | 2022年 / 11卷 / 55期

关键词：

life insurance; state life insurance; private life insurance; pension insurance;

D O I：

10.34069/AI/2022.55.07.30

中图分类号：

C [社会科学总论];

学科分类号：

03 ; 0303 ;

摘要：

Life insurance is one of the effective mechanisms of protection against social risks. This product can protect a person in case of disability, provide medical care, increase cash savings. In Russia, in the context of a decrease in the financial capabilities of the state, fragmentation and unsystematic decision-making in the field of life insurance regulation, fundamental changes are being made in the life insurance system. A natural consequence of this situation was a downward trend in some indicators of the development of the Russian life insurance model. The research purpose is to assess the financial stability of the life insurance model used in Russia. As a result of the study, the features of the Russian life insurance model were revealed and its strengths and weaknesses, challenges and threats were identified on the basis of a SWOT analysis; the main factors influencing the balance of financial flows of the Russian life insurance model were identified; an assessment of the financial stability of the Russian life insurance model was carried out.

引用

页码：285 / 296

页数：12

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