Research on the Innovation and Development of Financial Services in the Age of Population Aging

With the increasingly accelerated pace of Chinese population into an aging society, since the surge in the number of aging population, demographic changes to China social and economic development had a profound impact. Especially in the rapid development of China's financial markets, how to deal with "silver financial" innovation of China's population aging problem of development, it has become the problem that fmancial institutions have to think and solve. This paper focuses on the aging of China's population development, taking serving an aging population, and providing innovative financial services for an increasing number of aging financial market participants as the main line, to explore the response to population aging challenges to the financial services innovation. China has a huge economic and social progress, but presents a serious shortage at the stage of financial services for the elderly with relatively increasing aging population. Through the important role of financial markets in the allocation of resources, accelerate the development of pension service industry to provide quality financial services to the growing number of elderly people, has a very important significance for the future of China's financial development.