Small and medium-sized enterprises (SMEs) in economic and social development plays an irreplaceable function and role, is the important strength of promoting China's economic and social development. With the development of market economy and the further development of reform, this effect will be even more significant. For China's economy is in transition, the healthy development and growing of SMEs, is useful to promote the transformation of economic growth mode, and industrial structure adjustment and upgrading. Financial management plays a vital role in the SMEs development and growing, at present, and there are many problems in the financial and management of SMEs caused by the external factors and internal factors, this hinder the reform and development of SMEs. Discussion the methods to solve the problems and countermeasures to improve the small and medium-sized enterprises, financial management level, and enhance the competitiveness of enterprises and the ability to resist risk has important practical significance.
