Analysis the Development and Security Policy of Third-Party Online Payment Platform

Online payment is the key point and the basic conditions to the development of electronic commerce, which greatly promote the development of e-commerce, and brought prosperity to the e-commerce. As e-commerce is one of the fastest economic growth of China, the online payment and its security becomes particularly important. This paper analysis from three aspects: the current development status of e-commerce online payment in China and its main ways of payment, as well as the existing problems. And combined the actual situation in our country, raised the foundation of e-commerce third-party online payment platform, especially, raised a new perspective: Design and develop the payment software for client-side as well as integrated planning the third-party online payment platform, in order to establish the unit and rational interface which can match the payment software for client-side. Make sure the security of the online payment transactions can be achieved.