The Impact of Illness on Retirement Finances

被引：3

作者：

Kelly, Simon J. ^{[1
]}

Percival, Richard ^{[1
]}

Schofield, Deborah J. ^{[2
,3
]}

Shrestha, Rupendra N. ^{[2
,3
]}

Callander, Emily J. ^{[2
,3
]}

Passey, Megan E. ^{[4
]}

机构：

[1] Univ Canberra, Natl Ctr Social & Econ Modelling, Canberra, ACT 2601, Australia

[2] Univ Sydney, NHMRC Clin Trials Ctr, Sydney, NSW 2006, Australia

[3] Univ Sydney, Sydney Sch Publ Hlth, Sydney, NSW 2006, Australia

[4] Univ Sydney, No Rivers Univ, Dept Rural Hlth, Sydney Sch Publ Hlth, Lismore, NSW, Australia

来源：

ECONOMIC RECORD | 2012年 / 88卷 / 283期

关键词：

SOCIOECONOMIC INEQUALITIES; PATIENTS FAMILIES; HEALTH; WEALTH; INCOME;

D O I：

10.1111/j.1475-4932.2012.00845.x

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Early retirement due to illness reduces financial capacity over the long term. Using a microsimulation model called Health&WealthMOD, it was found that for Australians aged 4564, those out of the labour force due to ill health would accumulate a significantly lower amount of savings by age 65 than what they could have accumulated if they had no chronic condition and remained in the labour force. They will also have access to an annuity, which provides as little as $40 per year. This is a concern as self-reliance is seen to be a key strategy of government to offset the financial burden of ageing populations and to raise living standards of older persons.

引用

页码：576 / 584

页数：9

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