Behavioral Economics and the Retirement Savings Crisis

被引:145
作者
Benartzi, Shlomo [1 ,2 ]
Thaler, Richard H. [3 ]
机构
[1] Univ Calif Los Angeles, Anderson Sch Management, Behav Decis Making Grp, Los Angeles, CA 90095 USA
[2] Allianz Global Investors Ctr Behav Finance, New York, NY 10019 USA
[3] Univ Chicago, Booth Sch Business, Chicago, IL 60637 USA
关键词
D O I
10.1126/science.1231320
中图分类号
O [数理科学和化学]; P [天文学、地球科学]; Q [生物科学]; N [自然科学总论];
学科分类号
07 ; 0710 ; 09 ;
摘要
Behavioral economics can be scaled up to have a major, positive impact on certain behaviors, such as retirement savings.
引用
收藏
页码:1152 / 1153
页数:2
相关论文
共 15 条
[1]  
[Anonymous], 2012, PENSIONS INVESTMENTS
[2]  
Benartzi S., 2012, Save More Tomorrow: Practical Behavioral Finance Solutions to Improve 401 (k) Plans
[3]  
Chetty R., 2012, Q J ECON, V53, P1689, DOI [10.1017/CBO9781107415324.004, DOI 10.1017/CBO9781107415324.004]
[4]   PROSPECT THEORY - ANALYSIS OF DECISION UNDER RISK [J].
KAHNEMAN, D ;
TVERSKY, A .
ECONOMETRICA, 1979, 47 (02) :263-291
[5]   The power of suggestion: Inertia in 401(k) participation and savings behavior [J].
Madrian, BC ;
Shea, DF .
QUARTERLY JOURNAL OF ECONOMICS, 2001, 116 (04) :1149-1187
[6]  
Munnell A., 2012, The National Retirement Risk Index: An Update
[7]  
Munnell AliciaH., 2012, The Pension Coverage Problem in the Private Sector
[8]   Public Pension Promises: How Big Are They and What Are They Worth? [J].
Novy-Marx, Robert ;
Rauh, Joshua .
JOURNAL OF FINANCE, 2011, 66 (04) :1211-1249
[9]  
Plan Sponsor Council of America, 2012, 55 ANN SURV
[10]  
Plan Sponsor Council of America, 2011, 54 ANN SURV