Banks' capital adequacy ratio: a panacea or placebo

被引:3
|
作者
Das, Nupur Moni [1 ]
Rout, Bhabani Sankar [2 ]
机构
[1] Sri Sri Univ, Fac Management Studies, Cuttack, India
[2] Siksha O Anusandhan, Fac Management Sci, Bhubaneswar, Odisha, India
关键词
Capital adequacy ratio; Efficiency; Risk; Profitability; Simultaneous equations; CONVENTIONAL BANKS; EFFICIENCY EVIDENCE; COMMERCIAL-BANKS; RISK; DETERMINANTS; IMPACT; PROFITABILITY; PERFORMANCE; BUFFER;
D O I
10.1007/s40622-020-00255-5
中图分类号
C93 [管理学];
学科分类号
12 ; 1201 ; 1202 ; 120202 ;
摘要
The changing paradigm of the banking sector regulation has prompted to investigate the inter-linkage of different banking sector variables, viz. capital adequacy ratio, profitability, risk, efficiency and other controlled variables. The study is designed with data for the period 1996-2016 and 43 Indian Commercial Banks. The result of two-stage least squares method reflects that CAR bears a positive association with the risk taking behaviour of the banks. Second, it has been seen that CAR is having a positive association with profitability, but it is adversely associated with efficiency.
引用
收藏
页码:303 / 318
页数:16
相关论文
共 50 条
  • [1] Banks’ capital adequacy ratio: a panacea or placebo
    Nupur Moni Das
    Bhabani Sankar Rout
    DECISION, 2020, 47 : 303 - 318
  • [2] CAPITAL ADEQUACY RATIO REGULATIONS AND ACCOUNTING CHOICES IN COMMERCIAL-BANKS
    MOYER, SE
    JOURNAL OF ACCOUNTING & ECONOMICS, 1990, 13 (02): : 123 - 154
  • [3] Determinants of capital adequacy ratio in Turkish Banks: A panel data analysis
    Buyuksalvarci, Ahmet
    Abdioglu, Hasan
    AFRICAN JOURNAL OF BUSINESS MANAGEMENT, 2011, 5 (27): : 11199 - 11209
  • [4] Interrelationship of deposits and borrowings with capital adequacy ratio empirical analysis of Indian banks
    Kishore, Kamal
    JOURNAL OF INFORMATION & OPTIMIZATION SCIENCES, 2022, 43 (07): : 1623 - 1634
  • [5] THE EMPIRICAL EVIDENCE ON CAPITAL ADEQUACY RATIO EXPLANATORY VARIABLES FOR BANKS IN EUROPEAN UNION
    Soric, Branko
    Susak, Toni
    Peronja, Ivan
    ECONOMIC AND SOCIAL DEVELOPMENT (ESD), 2017, : 572 - 578
  • [6] Determinants Of European Banks' Capital Adequacy
    Klepczarek, Emilia
    COMPARATIVE ECONOMIC RESEARCH-CENTRAL AND EASTERN EUROPE, 2015, 18 (04): : 81 - 98
  • [7] Optimal capital adequacy ratios for banks
    Andersen, Henrik
    Juelsrud, Ragnar Enger
    LATIN AMERICAN JOURNAL OF CENTRAL BANKING, 2024, 5 (02):
  • [8] Determinants of the capital adequacy ratio of foreign banks' subsidiaries: The role of interbank market and regulation
    Mili, Mehdi
    Sahut, Jean-Michel
    Trimeche, Hatem
    Teulon, Frederic
    RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE, 2017, 42 : 442 - 453
  • [9] EVOLUTION OF CAPITAL ADEQUACY RATIO
    Bialas, Malgorzata
    Solek, Adrian
    ECONOMICS & SOCIOLOGY, 2010, 3 (02) : 47 - 56
  • [10] CAPITAL ADEQUACY AND RECOVERIES FROM FAILED BANKS
    ORGLER, YE
    JOURNAL OF FINANCE, 1975, 30 (05): : 1366 - 1375