How size influences the credit risk in Islamic banks

被引：4

作者：

Alzoubi, Tariq ^{[1
]}

Obeidat, Muhanned ^{[1
]}

机构：

[1] Univ Jordan, Sch Business, Dept Finance, Amman, Jordan

来源：

COGENT BUSINESS & MANAGEMENT | 2020年 / 7卷 / 01期

关键词：

Islamic banks; Islamic financing tools; credit risk; size; panel data;

D O I：

10.1080/23311975.2020.1811596

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This research analyses the effects of the bank size and it financing to customer on credit risk, only few researches considered credit risk of Islamic banks by only focus on the determinants of credit risk, in this research, the authors considered a specific issue which is the size of both; the bank itself and the size of their financing to client. Using a sample of 48 Islamic banks from 16 countries around the world over the period from 2008 to 2018, a fixed effect panel data analysis has been applied, the results show that there is a negative relationship between the bank size and credit risk, a negative relationship between the financing to customer and credit risk, and a negative relationship between capital to assets ratio and credit risk.

引用

页数：7

共 50 条

[31] Risk and profitability of Islamic banks: A religious deception or an alternative solution? [J].

Trad, Naama ;

Trabelsi, Mohamed Ali ;

Goux, Jean Francois .

EUROPEAN RESEARCH ON MANAGEMENT AND BUSINESS ECONOMICS, 2017, 23 (01) :40-45

[32] Capital structure of Islamic banks: How different are they from conventional banks? [J].

Hoque, Hafiz ;

Liu, Heng .

GLOBAL FINANCE JOURNAL, 2022, 54

[33] How Do Risk Appetite and Size Matter for Banking Credit Risk Management? [J].

Feng, Xiaoshan .

40TH INTERNATIONAL CONFERENCE MATHEMATICAL METHODS IN ECONOMICS 2022, 2022, :58-64

[34] HOW ENTERPRISE RISK MANAGEMENT MEDIATES THE RELATIONSHIP BETWEEN BOARD SIZE AND CORPORATE SOCIAL RESPONSIBILITY: EVIDENCE FROM GCC ISLAMIC BANKS [J].

Alsheikh, Awatif Hodaed ;

Alsheikh, Warda Hodaed ;

Alsalami, Tamader .

BANKS AND BANK SYSTEMS, 2025, 20 (01) :293-303

[35] Bank credit in uncertain times: Islamic vs. conventional banks [J].

Bilgin, Mehmet Huseyin ;

Danisman, Gamze Ozturk ;

Demir, Ender ;

Tarazi, Amine .

FINANCE RESEARCH LETTERS, 2021, 39

[36] Potential risks of liquidity and credit affecting the efficiency of Islamic banks in Bangladesh [J].

Chowdhury, Md. Asad Iqbal ;

Uddin, Mohammad Shamsu ;

Ahmmed, Monir ;

Hassan, Md. Rizwan ;

Kabir, Mohammad Jonaed .

COGENT ECONOMICS & FINANCE, 2023, 11 (01)

[37] Application of the Credit Metrics in the Credit Risk Management of Commercial Banks [J].

Yu Jiuhong ;

Lu Yue ;

Wang Zhibo .

学术界, 2015, (05) :297-301

[38] THE IMPACT OF CREDIT RISK ASSESSMENT ON CREDIT ACTIVITY OF COMMERCIAL BANKS [J].

Ljubic, Marijana ;

Pavlovic, Vladan ;

Milacic, Srecko .

ECONOMIC AND SOCIAL DEVELOPMENT: 5TH EASTERN EUROPEAN ECONOMIC AND SOCIAL DEVELOPMENT CONFERENCE ON SOCIAL RESPONSIBILITY, 2015, :29-37

[39] The Role of Financing Models and Credit Risk on Islamic Bank Stability [J].

Pratami, Arifa ;

Afandi, Akhsyim ;

Sriyana, Jaka ;

Feriyanto, Nur .

CUADERNOS DE ECONOMIA-SPAIN, 2023, 46 (131) :43-53

[40] Investigation of the expected loss of sharia credit instruments in global Islamic banks [J].

Shahari, Farihana ;

Zakaria, Roza Hazli ;

Rahman, Md Saifur .

INTERNATIONAL JOURNAL OF MANAGERIAL FINANCE, 2015, 11 (04) :503-+

← 1 2 3 4 5 →