Impact of Microfinance on Schooling: Evidence from Poor Rural Households in Bolivia

被引:61
作者
Maldonado, Jorge H. [1 ]
Gonzalez-Vega, Claudio [2 ]
机构
[1] Univ Andes CEDE, Bogota, Colombia
[2] Ohio State Univ, Columbus, OH 43210 USA
关键词
Latin America; Bolivia; microfinance impact; schooling gaps; child labor; rural households;
D O I
10.1016/j.worlddev.2008.04.004
中图分类号
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号
0201 ; 020105 ; 03 ; 0303 ;
摘要
Channels for the influence of microfinance programs oil a rural household's demand for schooling are identified: income growth. risk management, child-labor demand. gender empowerment, and parent information. Within it random-utility framework, a model of household consumption, investment in education. and borrowing Suggests determinants at the individual, household and regional levels of the probability of schooling gaps. Using data from two surveys of households of clients of microfinance organizations in Bolivia, regression models examine determinants of schooling gaps. Inferences about otherwise positive microfinance impacts identify potential negative effects of increased child-labor demand. which challenge usual assumptions and pose dilemmas for policymakers. (C) 2008 Elsevier Ltd. All rights reserved.
引用
收藏
页码:2440 / 2455
页数:16
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