Mobile payment adoption at the pre-purchase stage

被引:2
作者
Tsai, Ling Long [1 ]
Loncar, Michael [2 ]
机构
[1] Natl Pingtung Univ, Dept Cultural Creat Ind, 4 18 Ming Sheng Rd, Pingtung 900, Taiwan
[2] Natl Pingtung Univ, English Dept, 4 18 Ming Sheng Rd, Pingtung 900, Taiwan
关键词
mobile payment; unified theory of acceptance and use of technology; UTAUT; service encounter; pre-purchase stage; usage intention; INFORMATION-TECHNOLOGY; CONSUMER ADOPTION; GOVERNMENT ADOPTION; EXTENDING UTAUT2; BANKING SERVICES; USER ACCEPTANCE; DETERMINANTS; SATISFACTION; BENEFITS; MODEL;
D O I
10.1504/IJMC.2022.125913
中图分类号
G2 [信息与知识传播];
学科分类号
05 ; 0503 ;
摘要
Although several studies have examined adoption of mobile commerce, only a few have considered mobile payment (MP) adoption at the pre-purchase encounter stage. The following study aims to investigate MP usage intention at the pre-purchase stage. A questionnaire based on the extended unified theory of acceptance and use of technology (UTAUT) model was issued to 550 Taiwanese mobile phone users. Results show that at the pre-purchase stage, effort expectancy, performance expectancy, and perceived value are the three major predictors of intention to use MP. It was also found that facilitating conditions and self-efficacy are significant predictors of effort expectancy, perceived benefits have a positive impact on perceived value, and that perceived risks have a negative influence on perceived value. Importantly, effort expectancy was also found to mediate facilitating conditions and performance expectancy, as well as self-efficacy and performance expectancy.
引用
收藏
页码:680 / 702
页数:24
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