Basic financial services: A new service of general economic interest?

被引：14

作者：

Gomez-Barroso, Jose Luis ^{[1
]}

Marban-Flores, Raquel ^{[2
]}

机构：

[1] Univ Nacl Educ Distancia, E-28040 Madrid, Spain

[2] Univ Complutense Madrid, E-28040 Madrid, Spain

来源：

JOURNAL OF EUROPEAN SOCIAL POLICY | 2013年 / 23卷 / 03期

关键词：

basic payment account; financial exclusion; services of general economic interest; unbanked; universal service; BANKING; LAW;

D O I：

10.1177/0958928712471226

中图分类号：

C93 [管理学]; D035 [国家行政管理]; D523 [行政管理]; D63 [国家行政管理];

学科分类号：

12 ; 1201 ; 1202 ; 120202 ; 1204 ; 120401 ;

摘要：

In July 2011, the European Commission released a Recommendation on access to a basic payment account. The contents of this Recommendation (where Member States are required to establish universal service obligations) imply that the Commission considers that services facilitating basic access to the financial system meet the requirements to be classified of general interest. This paper discusses this possibility after studying the phenomenon of the unbanked in the European Union and, more generally, in developed countries.

引用

页码：332 / 339

页数：8

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