Study on the Coopetition Relationship Between Commercial Banks and Internet Financial Enterprises Based on Evolutionary Game Approach

The rapid development of internet finance in China has brought a great impact on traditional finance. This paper mainly researches the cooperation and competition relationship between commercial banks and interne financial enterprises. We study their competition relationship from four major businesses and introduce the cooperation situation at the same time. Then we use the evolutionary game theory to analyze the strategies of commercial banks and internet financial enterprises in their game and get evolutionary stable strategy. Through the result of analysis, we can come to a conclusion and put forward effective suggestions.