Blockchain applied in process innovation for the integration offinancial technology services

被引:0
作者
Alexander Arias Torres, John [1 ]
Alberto Garcia-Arango, David [2 ]
Andres Echeverri Gutierrez, Camilo [2 ]
Catalina Acosta Agudelo, Leidy [2 ]
Stiven Echeverri Gutierrez, Mauricio [2 ]
机构
[1] 2TRANSFAIR SAS, Bogota, Colombia
[2] AM &C COLOMBIA, Medellin, Colombia
来源
REVISTA VIRTUAL UNIVERSIDAD CATOLICA DEL NORTE | 2023年 / 69卷
关键词
Automation; blockchain; FinTech; process innovation; service integration;
D O I
10.35575/rvucn.n69a6
中图分类号
C [社会科学总论];
学科分类号
03 ; 0303 ;
摘要
The arrival of different technological developments and the consequent needs of diversification and security in the products of the financial sector has led that financial technology companies (FinTech) being constantly improving their products, in terms of quality, access, security, versatility and efficiency. This research shows the implementation of a process innovation through a methodology of integration of financial technology services, based on blockchain. As a result, it's possible to enable products with greater security and scalability, revolutionizing the FinTech sector. Through blockchain, digital books are created, and there is greater protection against fraud. Moreover, third parties are removed in transactions and money management is democratized from the integration of transactional solutions, data analytics and automation, leading to a dynamic access to the platform and their services It is concluded that the process innovation, which focuses on the integration of the different services previously mentioned, significantly improves the quality in terms of performance, agility, quality and efficiency for a better user experience, with components of sustainability and social responsibility.
引用
收藏
页码:135 / 156
页数:22
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