[1] Imam Mohammad lbn Saud Islamic Univ, Coll Comp & Informat Sci, Dept Informat Syst, Riyadh 11564, Saudi Arabia
[2] Claremont Grad Univ, Ctr Informat Syst & Technol, Claremont, CA 91711 USA
[3] Thammasat Univ, Thammasat Business Sch, Ctr Int Affairs, Bangkok 10200, Thailand
[4] Thammasat Univ, Thammasat Business Sch, Dept Management Informat Syst, Bangkok 10200, Thailand