Cybersecurity threats in FinTech: A systematic review

被引：8
作者：
Javaheri, Danial [1 ]
Fahmideh, Mahdi [2 ]
Chizari, Hassan [3 ]
Lalbakhsh, Pooia [4 ]
Hur, Junbeom [1 ]
机构：
[1] Korea Univ, Dept Comp Sci & Engn, Seoul 02841, South Korea
[2] Univ Southern Queensland, Sch Business, Springfield, Qld 4300, Australia
[3] Univ Gloucestershire, Sch Business Comp & Social Sci, Pk Campus, Gloucester GL50 2RH, England
[4] Monash Univ, Fac Informat Technol, Dept Data Sci & Artificial Intelligence, Clayton, Vic 3168, Australia
来源：
EXPERT SYSTEMS WITH APPLICATIONS | 2024年 / 241卷
基金：
新加坡国家研究基金会;
关键词：
Banking trojan; Business sustainability; Cyber-attacks; Data privacy; Financial technology; BANKING; RANSOMWARE; BLOCKCHAIN; ATTACKS; TECHNOLOGY; INNOVATION; RISKS;
D O I：
10.1016/j.eswa.2023.122697
中图分类号：
TP18 [人工智能理论];
学科分类号：
081104 ; 0812 ; 0835 ; 1405 ;
摘要：
The rapid evolution of the Smart-everything movement and Artificial Intelligence (AI) advancements have given rise to sophisticated cyber threats that traditional methods cannot counteract. Cyber threats are extremely critical in financial technology (FinTech) as a data-centric sector expected to provide 24/7 services. This paper introduces a novel and refined taxonomy of security threats in FinTech and conducts a comprehensive systematic review of defensive strategies. Through PRISMA methodology applied to 74 selected studies and topic modeling, we identified 11 central cyber threats, with 43 papers detailing them, and pinpointed 9 corresponding defense strategies, as covered in 31 papers. This in-depth analysis offers invaluable insights for stakeholders ranging from banks and enterprises to global governmental bodies, highlighting both the current challenges in FinTech and effective countermeasures, as well as directions for future research.
引用
收藏
页数：31
相关论文
共 138 条
  • [81] The determinants of cybersecurity risk disclosure in firms' financial reporting: Empirical evidence
    Masoud, Najeb
    Al-Utaibi, Ghassan
    [J]. RESEARCH IN ECONOMICS, 2022, 76 (02) : 131 - 140
  • [82] McDermott C., 2018, Towards Situational Awareness of Botnet Activity in the Internet of Things, DOI DOI 10.1109/CYBERSA.2018.8551408
  • [83] Towards Secure FinTech: A Survey, Taxonomy, and Open Research Challenges
    Mehrban, Sobia
    Nadeem, Muhammad Waqas
    Hussain, Muzammil
    Ahmed, Mohammad Masroor
    Hakeem, Owais
    Saqib, Shazia
    Kiah, M. L. Mat
    Abbas, Fakhar
    Hassan, Mujtaba
    Khan, Muhammad Adnan
    [J]. IEEE ACCESS, 2020, 8 : 23391 - 23406
  • [84] A Content-Based Ransomware Detection and Backup Solid-State Drive for Ransomware Defense
    Min, Donghyun
    Ko, Yungwoo
    Walker, Ryan
    Lee, Junghee
    Kim, Youngjae
    [J]. IEEE TRANSACTIONS ON COMPUTER-AIDED DESIGN OF INTEGRATED CIRCUITS AND SYSTEMS, 2022, 41 (07) : 2038 - 2051
  • [85] The Creation and Detection of Deepfakes: A Survey
    Mirsky, Yisroel
    Lee, Wenke
    [J]. ACM COMPUTING SURVEYS, 2021, 54 (01)
  • [86] Mocanu M, 2021, INT C EUR INT REAL P
  • [87] Moher D, 2015, SYST REV-LONDON, V4, DOI [10.1186/2046-4053-4-1, 10.1371/journal.pmed.1000097, 10.1136/bmj.b2535, 10.1016/j.ijsu.2010.02.007, 10.1016/j.ijsu.2010.07.299, 10.1136/bmj.b2700, 10.1136/bmj.i4086]
  • [88] On Ransomware Family Attribution Using Pre-Attack Paranoia Activities
    Molina, Ricardo Misael Ayala
    Torabi, Sadegh
    Sarieddine, Khaled
    Bou-Harb, Elias
    Bouguila, Nizar
    Assi, Chadi
    [J]. IEEE TRANSACTIONS ON NETWORK AND SERVICE MANAGEMENT, 2022, 19 (01): : 19 - 36
  • [89] End-to-End Detection of Caller ID Spoofing Attacks
    Mustafa, Hossen
    Xu, Wenyuan
    Sadeghi, Ahmad-Reza
    Schulz, Steffen
    [J]. IEEE TRANSACTIONS ON DEPENDABLE AND SECURE COMPUTING, 2018, 15 (03) : 423 - 436
  • [90] The emergence of a Fintech Ecosystem: A case study of the Vizag Fintech Valley in India
    Muthukannan, Priyadharshini
    Tan, Barney
    Gozman, Daniel
    Johnson, Leben
    [J]. INFORMATION & MANAGEMENT, 2020, 57 (08)
45678910111213