Digital financial literacy and financial well-being

被引：33

作者：

Choung, Youngjoo ^{[1
]}

Chatterjee, Swarn ^{[2
]}

Pak, Tae-Young ^{[3
,4
]}

机构：

[1] Inha Univ, Dept Consumer Sci, Incheon, South Korea

[2] Univ Georgia, Dept Financial Planning Housing & Consumer Econ, Athens, GA USA

[3] Sungkyunkwan Univ, Dept Consumer Sci, Seoul, South Korea

[4] Sungkyunkwan Univ, Convergence Program Social Innovat, Seoul, South Korea

来源：

FINANCE RESEARCH LETTERS | 2023年 / 58卷

关键词：

Digital finance; Financial literacy; Digital literacy; Financial inclusion; Financial well-being; South Korea; MOBILE MONEY;

D O I：

10.1016/j.frl.2023.104438

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Digital financial literacy is an emerging concept that emphasizes necessary knowledge and skills to carry out financial transactions on digital platforms. In this study, we aim to examine the link between digital financial literacy and financial well-being among Korean adults. Using online survey data, this study shows that digital financial literacy is associated with financial well-being, and this association is largely due to financial knowledge and the ability to protect against digital fraud. Digital financial literacy carried larger marginal effects on financial well-being compared to financial knowledge, and demonstrated significant effects across sociodemographic groups. Implications for financial education were discussed.

引用

页数：7

共 52 条

[1]

Alliance for Financial Inclusion, 2021, Digital financial literacy

[2]

[Anonymous], 2017, CFPB Financial Well-Being Scale

[3] Mobile Money and the Economy: A Review of the Evidence [J].