[1] Zhejiang Financial Coll, Sch Int Business, Hangzhou 310018, Peoples R China
[2] Hangzhou Vocat & Tech Coll, Business & Tourism Inst, Hangzhou 310018, Peoples R China
[3] Zhejiang Univ Technol, Sch Management, Hangzhou 310023, Peoples R China
[4] Int Univ Malaya Wales, Fac Business, Kuala Lumpur 50480, Malaysia