[1] Nnamdi Azikiwe Univ, Dept Econ, Awka, Nigeria
[2] Gregory Univ, Dept Econ Banking & Finance, Uturu, Nigeria
[3] Evangel Univ, Dept Econ, Akaeze, Nigeria
[4] Chukwuemeka Odumegwu Ojukwu Univ, Dept Econ, Igbariam, Nigeria
[5] Gregory Univ, Entrepreneurial Skills Dev Ctr Enterprise Venture, Uturu, Nigeria