Unequal use of social insurance benefits: The role of employers

被引：3

作者：

Bana, Sarah ^{[1
]}

Bedard, Kelly ^{[2
,3
]}

Rossin-Slater, Maya ^{[3
,4
,5
]}

Stearns, Jenna ^{[3
,6
]}

机构：

[1] Stanford Univ, Stanford Inst Human Ctr Artificial Intelligence, Stanford Digital Econ Lab, Stanford, CA USA

[2] Univ Calif Santa Barbara, Santa Barbara, CA USA

[3] IZA, Bonn, Germany

[4] Stanford Univ, Stanford, CA USA

[5] NBER, Cambridge, MA USA

[6] Univ Calif Davis, Davis, CA 95616 USA

来源：

JOURNAL OF ECONOMETRICS | 2023年 / 233卷 / 02期

基金：

美国国家科学基金会;

关键词：

Disability Insurance; Paid family Leave; Social insurance; Firm premium; PAID FAMILY LEAVE; HIGH WAGE WORKERS; DISABILITY INSURANCE; WORKPLACE HETEROGENEITY; EMPLOYMENT PROTECTION; MORAL HAZARD; SICK LEAVE; CALIFORNIA; PROGRAM; ABSENTEEISM;

D O I：

10.1016/j.jeconom.2022.02.008

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Disability Insurance (DI) and Paid Family Leave (PFL) programs are important sources of social insurance, but there is considerable inequality in benefit take-up, and little is known about the role of firms in determining benefit use. Using administrative data from California, we find that firms that pay higher earnings premiums also have substantially higher public DI and PFL take-up rates, and that this relationship is particularly strong among the lowest-earning workers within the firm. Our results suggest that changes in firm behavior may impact social insurance use, thus reducing an important dimension of inequality in America. (c) 2022 Elsevier B.V. All rights reserved.

引用

页码：633 / 660

页数：28

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