The technology and digital financial risk management model using intelligent data processing

被引:7
|
作者
Jing, An [1 ]
机构
[1] Shunde Polytech, Business Sch, Foshan 528300, Guangdong, Peoples R China
来源
OPTIK | 2023年 / 273卷
关键词
Financial technology; Digital finance; Risk management; Model; IMPACT;
D O I
10.1016/j.ijleo.2022.170410
中图分类号
O43 [光学];
学科分类号
070207 ; 0803 ;
摘要
In order to explore the direct connection between financial technology and digital financial risk management, this paper combines intelligent data processing methods to apply financial technology to digital financial risk management, and analyzes it by taking Internet finance as an example. In order to establish a hypernetwork model consisting of capital owners, Internet financial intermediaries, traditional financial intermediaries, and capital demanders. In addition, this paper introduces the credit penalty function and the operational risk function to build an Internet financial super-network model considering the relationship level, so as to study the general equilibrium state of the integrated super-network composed of social networks and Internet financial networks. The experimental research results show that there is a certain correlation between financial technology and digital financial risk management, so we should pay attention to the application of financial technology in digital financial risk management while developing digital finance.
引用
收藏
页数:13
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