Does ESG performance reduce banks' nonperforming loans?

被引：28

作者：

Liu, Suyi ^{[1
]}

Jin, Justin ^{[1
]}

Nainar, Khalid ^{[1
]}

机构：

[1] McMaster Univ, DeGroote Sch Business, 1280 Main St W, Hamilton, ON L8S 4L8, Canada

来源：

FINANCE RESEARCH LETTERS | 2023年 / 55卷

关键词：

ESG rating; Bank loan quality; Nonperforming loan; ESG pillars; CORPORATE SOCIAL-RESPONSIBILITY; FINANCIAL PERFORMANCE; DETERMINANTS;

D O I：

10.1016/j.frl.2023.103859

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This study investigates the association between a bank's nonperforming loans and its ESG (environmental, social, and governance) performance. Using data from U.S. commercial banks, we find that a bank's ESG rating is negatively associated with its nonperforming loans. Furthermore, we document that a bank's high performance in all three pillars of ESG evaluation reduces its ratio of nonperforming loans. Our study finds that a bank's favorable ESG performance improves its loan quality and provides archival evidence of the importance of all three pillars of ESG.

引用

页数：8

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