Does Group Maturity Affect Savings and Investment Behaviour of Women: Empirical Investigation of Self-Help Groups in Uttar Pradesh

被引：0
作者：
Gupta, Tanushree [1 ]
Singh, Udai Bhan [2 ,3 ]
机构：
[1] Sandip Univ, Sch Commerce & Management Sci, Nasik, Maharashtra, India
[2] Banaras Hindu Univ, DAV Post Grad Coll, Dept Econ, Varanasi, India
[3] Banaras Hindu Univ, DAV Post Grad Coll, Dept Econ, Varanasi 221005, India
来源：
JOURNAL OF ASIAN AND AFRICAN STUDIES | 2024年 / 59卷 / 06期
关键词：
Women self-help groups; microfinance; group lending; group maturity; income-generating activities; CREDIT PROGRAMS; MICROFINANCE; IMPACT; GENDER;
D O I：
10.1177/00219096231153156
中图分类号：
K9 [地理];
学科分类号：
0705 ;
摘要：
The aim of this study is to understand the impact of group maturity (age) on savings and investment behaviour of self-help group (SHG) members. Based on the survey data of 300 SHG members, the study finds that as groups mature or get older there is a three-fold rise in the share of household savings being diverted to savings in the SHGs. The results of the propensity score matching (PSM) reveal that group maturity has a positive impact on the per capita savings of member households. Furthermore, the usage of bank loans for a majority of beneficiaries distinctly shifts from consumption purposes to income-generating activities as the group becomes more mature.
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页码：2011 / 2026
页数：16
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