Do Women's Attitudes Matter in Acceptance of Islamic Microfinance? Evidence from Malaysia

被引:0
作者
Islam, Md Amirul [1 ]
Uddin, Muhammad Salah [2 ]
Thambiah, Seethaletchumy [1 ]
Ahmed, Elsadig Musa [3 ]
Rauf, Md Abdur [4 ]
机构
[1] Multimedia Univ, Fac Management, Cyberjaya, Malaysia
[2] Sakarya Univ, Dept Econ, Sakarya, Turkiye
[3] Multimedia Univ, Econ & Technol Management, Cyberjaya, Malaysia
[4] Northern Univ Bangladesh, Dhaka, Bangladesh
关键词
Keywords; Women; Entrepreneurs; Microfinance; Malaysia; Islam; SOCIAL NORMS; KNOWLEDGE MANAGEMENT; BANKS;
D O I
10.11644/KIEP.EAER.2023.27.1.418
中图分类号
F [经济];
学科分类号
02 ;
摘要
The study aims to investigate the factors pursuing the women entrepreneurs to accept Islamic microfinance (IMF) in urban and rural areas of Malaysia. For this purpose, the study applies the Theory of Planned Behavior (TPB) and Innovation and Diffusion Theory to explain Islamic microfinance adoption. Using the structural equation model (SEM) with primary data collected from 384-woman entrepreneurs in Malaysia, the current study uses a 5-point Likert scale. On the basis of theory and collected data, the seven hypotheses are developed. All hypotheses are validated by both directly and indirectly, as well as through a mediating factor. Among the factors, knowledge about IMF and subjective norms significantly influence the acceptance of IMF. On the other hand, the perceived complexity does not show any substantial relationship to the acceptance of IMF. This outcome will be helpful in supporting policymakers, academics, and future studies and must take into account the supported factors. Therefore, the study
引用
收藏
页码:61 / 85
页数:25
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