Effect of Individual Attributes toward Financial Management Behavior through Locus of Control

被引：0

作者：

Amri, Andi ^{[1
]}

Widyastuti, Tri ^{[2
]}

Bahri, Syamsul ^{[3
]}

Ramdani, Zulmi ^{[4
]}

机构：

[1] Univ Muhammadiyah Prof DR HAMKA, Jakarta, Indonesia

[2] Univ Bhayangkara Jakarta Raya, Jakarta, Indonesia

[3] Univ Pancasila, Jakarta, Indonesia

[4] UIN Sunan Gunung Djati Bandung, Bandung, Indonesia

来源：

ETIKONOMI | 2023年 / 22卷 / 02期

关键词：

finance; financial management behavior; income; spiritual intelligence; locus of control; INCOME; IMPACT;

D O I：

10.15408/etk.v22i2.26563

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

Only a few studies have examined the use of comprehensive variables in determining financial management behavior, though the model involves many other variables. Therefore, this study aimed to examine the locus of control as a mediator variable in the effect of financial attitude and knowledge, income, and spiritual intelligence on financial management behavior. It used a quantitative descriptive method and involved 391 respondents determined through convenience sampling. The results showed that financial attitude and spiritual intelligence significantly impact financial management behavior through locus of control. Whereas in the other two variables, namely financial knowledge, and income, the role of the mediator does not function effectively, so it does not have an indirect effect. These findings have implications for individuals to practice financial readiness in daily financial life. The information obtained also strengthens the role of self-control in financial management.

引用

页码：443 / 456

页数：14

共 24 条

[1] The moderator effect of financial literacy on the relationship between locus of control and financial behavior
Mutlu, Ummuhan
Ozer, Gokhan
KYBERNETES, 2022, 51 (03) : 1114 - 1126
[2] The Effect of the Locus of Control, Financial Knowledge and Income on Investment Decisions
Rasyid, Rosyeni
Linda, Muthia Roza
Patrisia, Dina
Fitra, Halkadri
Susanti, Yuliza
PROCEEDINGS OF THE FIRST PADANG INTERNATIONAL CONFERENCE ON ECONOMICS EDUCATION, ECONOMICS, BUSINESS AND MANAGEMENT, ACCOUNTING AND ENTREPRENEURSHIP (PICEEBA 2018), 2018, 57 : 258 - 265
[3] Locus of Control on Financial Behavior and Financial Risk Attitude
Chujan, Wisuwat
Ngoc, Nguyen Le Bao
Faizi, Ahmad Shabir
ANNALS OF ECONOMICS AND FINANCE, 2022, 23 (02): : 289 - 313
[4] The effect of control priming on irresponsible financial behavior
El Hazzouri, Mohammed
Main, Kelley J.
MARKETING LETTERS, 2018, 29 (02) : 207 - 223
[5] Understanding Financial Management Behaviors: The Influence of Locus of Control, Lifestyle, Financial Literacy, and Financial Attitudes Among University Students
Kusumawati, Rita
Saputra, Bayu
Surwanti, Arni
NAVIGATING THE TECHNOLOGICAL TIDE: THE EVOLUTION AND CHALLENGES OF BUSINESS MODEL INNOVATION, VOL 3, ICBT 2024, 2024, 1082 : 268 - 277
[6] How consumer confidence affects price conscious behavior: The roles of financial vulnerability and locus of control
Hampson, Daniel P.
Gong, Shiyang
Xie, Yi
JOURNAL OF BUSINESS RESEARCH, 2021, 132 : 693 - 704
[7] The Effect of Financial Literacy and Financial Management Behavior on Retirement Confidence
Patrisia, Dina
Fauziah, Moni
PROCEEDINGS OF THE THIRD PADANG INTERNATIONAL CONFERENCE ON ECONOMICS EDUCATION, ECONOMICS, BUSINESS AND MANAGEMENT, ACCOUNTING AND ENTREPRENEURSHIP (PICEEBA 2019), 2019, 97 : 825 - 836
[8] FINANCIAL MANAGEMENT BEHAVIOR OF INDONESIAN BANKING CUSTOMER BASED ON INDIVIDUAL LITERACY LEVEL
Agustina, Yuli
Davis, Charlotte
Haryono, Shabilla Berliana
JOURNAL OF EASTERN EUROPEAN AND CENTRAL ASIAN RESEARCH, 2023, 10 (02): : 164 - 178
[9] Motivated ostracism and aggressive behavior: Effect of dehumanization and locus of control
Wang, Yichen
Zhang, Denghao
PERSONALITY AND INDIVIDUAL DIFFERENCES, 2025, 241
[10] The effect of locus of control orientation on perceived individual innovativeness: An empirical research in Turkey
Turker, Malik Volkan
Inel, Mehmet Nuri
8TH INTERNATIONAL STRATEGIC MANAGEMENT CONFERENCE, 2012, 58 : 879 - 888

← 1 2 3 →