The Relationship Between Financial Worries and Psychological Distress Among US Adults

被引:150
作者
Ryu, Soomin [1 ]
Fan, Lu [2 ]
机构
[1] Univ Maryland, Sch Publ Policy, 2101 Van Munching Hall, College Pk, MD 20742 USA
[2] Univ Georgia, Dept Financial Planning Housing & Consumer Econ, 205 Dawson Hall,305 Sanford Dr, Athens, GA 30602 USA
关键词
Financial worries; Financial strains; Psychological distress; Mental health; COMMON MENTAL-DISORDERS; ECONOMIC HARDSHIP; GENDER-DIFFERENCES; MARITAL-STATUS; MEDICAL BILLS; HEALTH-CARE; DEBT; STRESS; ILLNESS; STRAIN;
D O I
10.1007/s10834-022-09820-9
中图分类号
F [经济];
学科分类号
02 ;
摘要
This study examines the association between financial worries and psychological distress among US adults and tests its moderating effects by gender, marital status, employment status, education, and income levels. Data were derived from the cross-sectional 2018 National Health Interview Survey (NHIS) of the adult population. The hierarchical regression analysis revealed that higher financial worries were significantly associated with higher psychological distress. Additionally, the association between financial worries and psychological distress was more pronounced among the unmarried, the unemployed, lower-income households, and renters than their counterparts. The findings suggest that accessible financial counseling programs and public health intervention programs are needed to mitigate financial worries and its negative influences on overall psychological health, with greater attention devoted to vulnerable populations.
引用
收藏
页码:16 / 33
页数:18
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