Applied Research of IoV in Insurance Industry

被引:0
|
作者
BI Xiang [1 ,2 ]
LIU Zheng-yu [3 ,2 ]
LIU Ning-bo [3 ]
ZHANG Li [3 ,2 ]
机构
[1] School of Computer and Information, Heifei University of Technology
[2] Engineering Research Center of Safety-critical Industry Measure and Control Technology of Ministry of Education
[3] School of Machinery and Automobile Engineering, Hefei University of Technology
基金
中国国家自然科学基金;
关键词
IoV (internet of vehicle); insurance industry; vehicle intelligent terminal; PCA; index significant priority; pricing factor;
D O I
10.19583/j.1003-4951.2014.02.010
中图分类号
F426.4 []; U495 [电子计算机在公路运输和公路工程中的应用];
学科分类号
0202 ; 020205 ; 0838 ;
摘要
A vehicle intelligent terminal is designed to collect vehicle state information and driver behavior information based on the application of Internet of Vehicle in the insurance industry, and data of 12 risk factors affecting the traffic safety is extracted from the information. The Principal Component Analysis is improved and PCA based on the index significant priority is proposed, using which the data of risk factors is processed and 3 principal components are obtained as the pricing factor of the insurance industry.
引用
收藏
页码:54 / 59
页数:6
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