Can fintech drive innovation in enterprise digital business models?

被引：0
作者：
Liu, Jiqing [1 ]
Lv, Xiaojing [2 ]
Zhang, Gui [3 ]
Zhang, Meng [4 ]
机构：
[1] Hebei Univ Technol, Sch Econ & Management, Tianjin 300130, Peoples R China
[2] Nankai Univ, Inst Chinese Path Modernizat, Tianjin 300071, Peoples R China
[3] Nankai Univ, Coll Econ & Social Dev, Tianjin 300071, Peoples R China
[4] Hebei Univ Econ & Business, Sch Business Adm, Shijiazhuang 050061, Peoples R China
来源：
FINANCE RESEARCH LETTERS | 2025年 / 78卷
关键词：
Fintech; Digital business models; Financing constraints;
D O I：
10.1016/j.frl.2025.107237
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Using data from 2011 to 2023, this study explores the impact of enterprises' fintech development on digital business models (DBMs). This study reveals that fintech improves business models by addressing financing constraints and eliminating information asymmetry. These insights contribute to understanding fintech's micro-level behaviors and offer practical guidance for enterprises seeking to navigate the digital transition. Findings underscore fintech's significant role in supporting the adoption of DBMs.
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页数：7
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