The Role of Banks' Business Models in their FinTech Acquisitions

被引：0

作者：

Alfhaili, Faisal Abdulmohsen ^{[1
,2
]}

Bakoush, Mohamed ^{[1
]}

Wolfe, Simon ^{[1
]}

机构：

[1] Univ Southampton, Ctr Digital Finance CDF, Southampton Business Sch, Dept Banking & Finance, Southampton SO16 7QF, England

[2] Imam Mohammad Ibn Saud Islamic Univ IMSIU, Coll Business, Dept Finance, Riyadh, Saudi Arabia

来源：

JOURNAL OF FINANCIAL SERVICES RESEARCH | 2025年

关键词：

Banks; Fintech; Business model; Mergers and acquisitions; G21; G34; O31; O33; M-AND-A; PERFORMANCE; IMPACT; RISK;

D O I：

10.1007/s10693-024-00442-w

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

In this paper, we examine the role of banks' business models on their decisions to acquire FinTech firms and how they do so. We find that banks with diverse assets, funds, and income structures are more inclined to engage in FinTech acquisitions. Investment banks display selectivity in FinTech acquisitions while wholesale and traditional banks appear more wary, possibly because of the limited need for FinTech in their business models or the externalities in their existing business models.

引用

页数：42

共 68 条

[31]

Ding C., 2004, Twenty-first international conference on Machine learning, page, P29, DOI 10.1145/1015330.1015408

[32] The impact of fintech M&A on stock returns [J].

Dranev, Yury ;

Frolova, Ksenia ;

Ochirova, Elena .

RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE, 2019, 48 :353-364

[33] Banks' business models in the euro area: a cluster analysis in high dimensions [J].

Farne, Matteo ;

Vouldis, Angelos T. .

ANNALS OF OPERATIONS RESEARCH, 2021, 305 (1-2) :23-57

[34]

Ferstl Robert., 2012, Financial Stability Report, V24, P79

[35] Why do banks merge? [J].

Focarelli, D ;

Panetta, F ;

Salleo, C .

JOURNAL OF MONEY CREDIT AND BANKING, 2002, 34 (04) :1047-1066

[36]

Gaganis C., 2011, Financial Markets, Institutions Instruments, V20, P29, DOI DOI 10.1111/J.1468-0416.2011.00165.X

[37]

Galletta S., 2019, RISKS, V7, P89, DOI [10.3390/risks7030089, DOI 10.3390/risks7030089]

[38] The emergence of the global fintech market: economic and technological determinants [J].

Haddad, Christian ;

Hornuf, Lars .

SMALL BUSINESS ECONOMICS, 2019, 53 (01) :81-105

[39] Machine learning methods in finance: Recent applications and prospects [J].

Hoang, Daniel ;

Wiegratz, Kevin .

EUROPEAN FINANCIAL MANAGEMENT, 2023, 29 (05) :1657-1701

[40] Banking business models and the nature of financial crisis [J].

Hryckiewicz, Aneta ;

Kozlowski, Lukasz .

JOURNAL OF INTERNATIONAL MONEY AND FINANCE, 2017, 71 :1-24

← 1 2 3 4 5 6 7 →