The Role of Banks' Business Models in their FinTech Acquisitions

被引：0
作者：
Alfhaili, Faisal Abdulmohsen [1 ,2 ]
Bakoush, Mohamed [1 ]
Wolfe, Simon [1 ]
机构：
[1] Univ Southampton, Ctr Digital Finance CDF, Southampton Business Sch, Dept Banking & Finance, Southampton SO16 7QF, England
[2] Imam Mohammad Ibn Saud Islamic Univ IMSIU, Coll Business, Dept Finance, Riyadh, Saudi Arabia
来源：
JOURNAL OF FINANCIAL SERVICES RESEARCH | 2025年
关键词：
Banks; Fintech; Business model; Mergers and acquisitions; G21; G34; O31; O33; M-AND-A; PERFORMANCE; IMPACT; RISK;
D O I：
10.1007/s10693-024-00442-w
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
In this paper, we examine the role of banks' business models on their decisions to acquire FinTech firms and how they do so. We find that banks with diverse assets, funds, and income structures are more inclined to engage in FinTech acquisitions. Investment banks display selectivity in FinTech acquisitions while wholesale and traditional banks appear more wary, possibly because of the limited need for FinTech in their business models or the externalities in their existing business models.
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页数：42
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