On the efficiency of US community banks around the COVID-19 outbreak

被引：0
|
作者：
El Kassimi, Manal [1 ]
El Badraoui, Khalid [1 ,2 ]
Ouenniche, Jamal [2 ,3 ]
机构：
[1] Ibn Zohr Univ, ENCG Agadir Business Sch, Agadir, Morocco
[2] Mohammed VI Polytech Univ, African Chair Innovat & Sustainable Management CAI, CAIMD is reseaerch Ctr, Ben Guerir, Morocco
[3] Univ Edinburgh, Business Sch, 29 Buccleuch Pl, Edinburgh EH8 9JS, Scotland
来源：
APPLIED ECONOMICS | 2024年
关键词：
COVID-19; efficiency; Data Envelopment Analysis; community banks; event study; C02; C61; G01; G21; PROFIT EFFICIENCY; IMPACT; RISK; DEA; MODELS; CRISIS; SCALE;
D O I：
10.1080/00036846.2024.2413421
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
This paper examines how the COVID-19 pandemic affected the efficiency of 569 publicly traded community banks in the United States. Using a slacks-based measure (SBM) DEA modelling framework, we analyze quarterly data around the pandemic outbreak to estimate overall technical efficiency, pure technical efficiency, and scale efficiency scores. We use four assessment perspectives: general, loan-volume focused, loan-income focused and income-focused models. Additionally, we incorporate credit risk adjustment in loan and income-focused models. Our findings indicate that U.S. community banks enhanced their efficiency during and after COVID-19, surpassing pre-pandemic levels. Managerial efficiency drove this improvement. Adjusting for default risk weakened efficiency improvements, revealing a more accurate picture of efficiency changes during and after the pandemic.
引用
收藏
页数：20
相关论文
共 50 条
  • [11] Efficiency of government policy during the COVID-19 pandemic
    Delis, Manthos D.
    Iosifidi, Maria
    Tasiou, Menelaos
    ANNALS OF OPERATIONS RESEARCH, 2023, 328 (02) : 1287 - 1312
  • [12] Fiscal support and banks' loan loss provisions during the COVID-19 crisis
    Degryse, Hans
    Huylebroek, Cedric
    JOURNAL OF FINANCIAL STABILITY, 2023, 67
  • [13] Research on the Operation, Market and ESG Efficiency of China's Local Commercial Banks in the Context of COVID-19
    Xie, Tao
    Li, Ying
    Chiu, Yung-Ho
    Ao, Shiyou
    COMPUTATIONAL ECONOMICS, 2024,
  • [14] Has the outbreak of COVID-19 changed the carbon market?
    Tsai, I-Chun
    ECONOMIC CHANGE AND RESTRUCTURING, 2025, 58 (01)
  • [15] Global banking stability in the shadow of Covid-19 outbreak
    Elnahass, Marwa
    Trinh, Vu Quang
    Li, Teng
    JOURNAL OF INTERNATIONAL FINANCIAL MARKETS INSTITUTIONS & MONEY, 2021, 72
  • [16] Dynamic efficiency in MENA stock markets during COVID-19 outbreak and vaccines
    Belhoula, Mohamed Malek
    Mensi, Walid
    Naoui, Kamel
    INTERNATIONAL JOURNAL OF EMERGING MARKETS, 2024,
  • [17] Screening around a COVID-19 cluster: Exploring its impact on a local virus outbreak
    Gault, Gaelle
    Monpierre, Olivier
    Carion, Gaetane
    Rispal, Patrick
    Royer, Helene
    Lafon, Marie-Edith
    Habold, Daniel
    Filleul, Laurent
    INFECTIOUS DISEASES NOW, 2021, 51 (04): : 391 - 394
  • [18] Ecotourism and COVID-19: Impact on the efficiency of the Spanish hospitality industry
    Sanchez-Sanchez, Francisca J.
    Sanchez-Sanchez, Ana M.
    JOURNAL OF OUTDOOR RECREATION AND TOURISM-RESEARCH PLANNING AND MANAGEMENT, 2023, 43
  • [19] Return connectedness across asset classes around the COVID-19 outbreak
    Bouri, Elie
    Cepni, Oguzhan
    Gabauer, David
    Gupta, Rangan
    INTERNATIONAL REVIEW OF FINANCIAL ANALYSIS, 2021, 73
  • [20] A multiple site community outbreak of COVID-19 in Sydney, Australia
    Capon, Adam
    Ousta, Dima
    Ferson, Mark
    Ingleton, Andrew
    Sheppeard, Vicky
    AUSTRALIAN AND NEW ZEALAND JOURNAL OF PUBLIC HEALTH, 2021, 45 (02) : 129 - 132
12345