On the efficiency of US community banks around the COVID-19 outbreak

被引：0
|
作者：
El Kassimi, Manal [1 ]
El Badraoui, Khalid [1 ,2 ]
Ouenniche, Jamal [2 ,3 ]
机构：
[1] Ibn Zohr Univ, ENCG Agadir Business Sch, Agadir, Morocco
[2] Mohammed VI Polytech Univ, African Chair Innovat & Sustainable Management CAI, CAIMD is reseaerch Ctr, Ben Guerir, Morocco
[3] Univ Edinburgh, Business Sch, 29 Buccleuch Pl, Edinburgh EH8 9JS, Scotland
来源：
APPLIED ECONOMICS | 2024年
关键词：
COVID-19; efficiency; Data Envelopment Analysis; community banks; event study; C02; C61; G01; G21; PROFIT EFFICIENCY; IMPACT; RISK; DEA; MODELS; CRISIS; SCALE;
D O I：
10.1080/00036846.2024.2413421
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
This paper examines how the COVID-19 pandemic affected the efficiency of 569 publicly traded community banks in the United States. Using a slacks-based measure (SBM) DEA modelling framework, we analyze quarterly data around the pandemic outbreak to estimate overall technical efficiency, pure technical efficiency, and scale efficiency scores. We use four assessment perspectives: general, loan-volume focused, loan-income focused and income-focused models. Additionally, we incorporate credit risk adjustment in loan and income-focused models. Our findings indicate that U.S. community banks enhanced their efficiency during and after COVID-19, surpassing pre-pandemic levels. Managerial efficiency drove this improvement. Adjusting for default risk weakened efficiency improvements, revealing a more accurate picture of efficiency changes during and after the pandemic.
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页数：20
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