A comparative study of implementation Basel III between commercial and Islamic banks: a bibliometric analysis and systematic literature review

被引:0
作者
Al-Hanandeh, Abdallah [1 ]
Othman, Aniza [1 ]
Mastor, Nor Hamimah [1 ]
机构
[1] Univ Teknol Malaysia, Azman Hashim Int Business Sch, Dept Accounting & Finance, Johor Baharu, Malaysia
关键词
Basel III; Commercial banks; Islamic banks; Bibliometric analysis; Systematic literature review; STABLE FUNDING RATIO; NON-PERFORMING LOANS; LIQUIDITY RISK; CREDIT RISK; EMPIRICAL-EVIDENCE; CAPITAL BUFFER; IMPACT; STABILITY; REGULATIONS; EFFICIENCY;
D O I
10.1108/JIABR-06-2024-0234
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
Purpose - This study aims to compare up-to-date research on Basel III implementation between commercial and Islamic banks in both developed and developing countries. The research examines the fi ve main variables (capital, liquidity, lending growth, size of banks and performance) used in studies listed in the Scopus database, using bibliometric analysis and a systematic literature review (SLR) as methodologies to map the research landscape and synthesize the results of existing literature on the subject. The fi ndings clarify that most differences in the results of previous studies relate to the impact of Basel III on capital and the size of banks, whether at the country level or based on the type of bank. However, most studies illustrate a positive effect of implementing Basel III regulations on lending growth and liquidity, regardless of the type of bank or the level of the country. Overall, the impact of Basel III on performance shows a positive result for all studies on commercial banks in developed and developing countries, except for one study that found a negative effect. Design/methodology/approach - This study used a bibliometric analysis and SLR as a methodology to map the research landscape domain and compare current trends of Implementation Basel III between commercial and Islamic banks in the literature. Findings - The fi nding clarified that most differences in the results of previous studies were regarding the impact of Basel III on capital and the size of banks, whether at the level of the country or the type of bank. However, most studies illustrate a positive effect of implementing Basel III regulations regarding lending growth and liquidity, whether by type of banks or level of the country. Overall, the impact of Basel III on performance shows a positive result for all studies on commercial banks in developed and developing countries, except for one study that found a negative effect. Originality/value - By using bibliometric analysis and an SLR, this study uniquely synthesizes existing literature while highlighting notable disparities in outcomes based on bank type and country context. In addition, it emphasizes the need for tailored regulatory frameworks that account for the specific characteristics of different banking institutions, particularly small and medium-sized banks. This nuanced approach not only contributes to the academic discourse but also offers practical insights for policymakers and practitioners, addressing gaps in current research and proposing future directions for investigation.
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页数:18
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