Household asset structure, pension security, and consumer spending

被引：2

作者：

Guo, Xixi ^{[1
]}

Luo, Kewen ^{[2
]}

Fang, Jun ^{[1
]}

机构：

[1] South China Univ Technol, Sch Publ Adm, Guangzhou 510641, Peoples R China

[2] Guangdong Univ Technol, Sch Management, Guangzhou 510641, Peoples R China

来源：

FINANCE RESEARCH LETTERS | 2025年 / 77卷

关键词：

Household financial asset structure; Pension security; Residents' consumption; Internet usage; ECONOMIC-GROWTH; CONSUMPTION;

D O I：

10.1016/j.frl.2025.107108

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

This study uses data from the 2015, 2017, 2019, and 2021 Comprehensive Survey of Social Conditions in China to examine how household financial asset structure(HAS) affects resident consumption, focusing on pension security's mediating role. Findings indicate the negative correlation between HAS and residents' consumption. Moreover, pension security acts as a mediator in the linkage between HAS and residents' consumption, whereas Internet usage moderates this association, with this moderating effect exhibiting urban-rural heterogeneity and marital heterogeneity.

引用

页数：7

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