The impact of mobile financial services on farmer entrepreneurship in rural China

被引：0
|
作者：
Yang, Long [1 ]
Lu, Haiyang [2 ]
Li, Meng [3 ]
Xiang, Lijun [4 ]
机构：
[1] Cent South Univ, Sch Publ Policy & Management, Changsha, Peoples R China
[2] Southwestern Univ Finance & Econ, Inst Western China Econ Res, Chengdu, Peoples R China
[3] Cent South Univ, Inst Polit Sci, Changsha, Peoples R China
[4] Sichuan Tourism Univ, Sch Tourism Culture & Ind, Chengdu, Peoples R China
来源：
INFORMATION TECHNOLOGY FOR DEVELOPMENT | 2024年
关键词：
Mobile financial services; farmer entrepreneurship; endogenous switching model; rural development; heterogeneous effects; MAXIMUM-LIKELIHOOD-ESTIMATION; SMALLHOLDER FARMERS; MONEY; POVERTY; ICT; TECHNOLOGY; INEQUALITY; INCLUSION; EDUCATION; OUTCOMES;
D O I：
10.1080/02681102.2024.2425812
中图分类号：
F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];
学科分类号：
0201 ; 020105 ; 03 ; 0303 ;
摘要：
The innovation of mobile financial services (MFS) is a crucial tool in the field of information and communications technology for development (ICT4D). This study investigates the impact of MFS on farmer entrepreneurship in rural China. The findings indicate that MFS adoption has a significantly positive effect on farmer entrepreneurship. However, these effects vary among farmers with different income levels. High-income farmers are most impacted by MFS adoption in terms of entrepreneurial revenue, whereas low-income farmers are most affected by MFS adoption in terms of entrepreneurial engagement and willingness. A significant and positive effect of MFS adoption on entrepreneurial profits is observed for high-income farmers, whereas the effect is insignificant for medium-income farmers. The findings suggest that researchers and policy-makers should pay greater attention to the heterogeneous effects of technology empowerment on rural development.
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页数：27
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