How credit constrained are family-owned SMEs in Arab countries?

被引：0

作者：

Gourene, Grakolet ^{[1
,2
]}

Schwidrowski, Zuzana Brixiova ^{[1
,3
]}

Balcar, Jiri ^{[4
]}

Filipova, Lenka Johnson ^{[4
]}

机构：

[1] UNECA, Rabat, Morocco

[2] Univ Jean Lorougnon Guede, Daloa, Cote Ivoire

[3] UNECA, Addis Ababa, Ethiopia

[4] VSB Tech Univ Ostrava, Ostrava, Czech Republic

来源：

EMERGING MARKETS REVIEW | 2025年 / 65卷

关键词：

Family-owned SMEs; Access to bank credit; Firm governance; Arab countries; OWNERSHIP STRUCTURE; FIRMS; ACCESS; FINANCE; PERFORMANCE; ENTERPRISES; GOVERNANCE; LOGIT;

D O I：

10.1016/j.ememar.2024.101249

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

Utilizing the World Bank Enterprise Surveys, this paper examines the links between family ownership and credit constraints of SMEs in Egypt, Jordan, Morocco, and Tunisia. We found that while family-owned firms have higher need for credit than nonfamily-owned firms, they are more likely to be discouraged from applying for it. Due to this self-selection out of credit markets, they end up more credit constrained even though their credit application rejection rates are below those of nonfamily firms. Stronger firm governance, formal business strategies and good managerial practices can ease access to credit for family-owned SMEs.

引用

页数：14

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