[1] BA Sch Business & Finance, Dept Management, LV-1013 Riga, Latvia
[2] EKA Univ Appl Sci, LV-1009 Riga, Latvia
[3] BA Sch Business & Finance, Dept Econ & Finance, LV-1013 Riga, Latvia
[4] BA Sch Business & Finance, LV-1013 Riga, Latvia
[5] Odesa Polytech Natl Univ, Dept Informat Syst, UA-65044 Odesa, Ukraine
[6] Riga Stradins Univ, Fac Social Sci, LV-1007 Riga, Latvia