The dualism of asymmetric information in agricultural insurance

被引：0

作者：

School of Economics and Management, Beijing University of Aeronautics and Astronautics, Beijing 100191, China ^{[1
]}

机构：

[1] School of Economics and Management, Beijing University of Aeronautics and Astronautics

来源：

Adv. J. Food Sci. Technol. | / 7卷 / 950-954期

关键词：

Agricultural insurance; Asymmetric information; Dualism; Game model;

D O I：

10.19026/ajfst.5.3189

中图分类号：

学科分类号：

摘要：

Asymmetric information objectively exists in the insurance market, especially in agricultural insurance, which has a great impact on the insurance contract and market operation. This paper designs two game models to analyse the dualism of asymmetric information in agricultural insurance and its reasons of forming. We find that, the particularity of agricultural production, the agricultural risk diversification and the benefits' spillover of the agricultural insurance are the main causes of asymmetric information. Therefore, this paper puts forward that establishment of appropriate agricultural insurance mode, optimization of insurance policy design and increasing investment in science and technology, increasing farmers' insurance consciousness and establishing supervision system. © Maxwell Scientific Organization, 2013.

引用

页码：950 / 954

页数：4

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