Bridge served as an important part of the infrastructure, is widely used in the design of highways and high-speed railways. As bridges of large and complex, such as road and railway dual-use Bridge, bridge security design is also extremely important. Pile is the base of bridge, and its stability and reliability must meet high requirements. As one of the requirements, pile foundation settlement characteristics are very important. In order to study characteristics of pile foundation settlement, a new algorithm of load-settlement curve, which is based on dual-line load transfer function, has been developed. The method is then used to analyze the influence of surroundings soil condition on the pile bearing capacity. According to instance validation, the method proposed in this paper is effective and simple. This method can be used to promote in engineering practice. © 2014 CAFET-INNOVA TECHNICAL SOCIETY. All rights reserved.