[1] Univ Airlangga, Surabaya, Indonesia
[2] Univ Airlangga Fak Ekon Bisnis, Dept Islamic Econ, Surabaya, Indonesia
[3] Univ Teknikal Malaysia Melaka, Inst Technol Management & Entrepreneurship, Hang Tuah Jaya, Melaka, Malaysia
[4] Sanaa Univ, Fac Business Management, Sanaa, Yemen
[5] Airlangga Univ, Fac Econ & Business, Surabaya, Indonesia
[6] Univ Airlangga, Fak Ekon Bisnis, Sharia Econ Dept, Surabaya, Indonesia
[7] Univ Tekn Malaysia, Inst Technol Management & Entrepreneurship, Melaka Inst Technol Management & Entrepreneurship, Durian Tunggal, Malaysia
[8] Inst Teknol Sepuluh Nopember, Dept Dev Studies, Surabaya, Indonesia